Is It Expensive to Live in Rochester NY?

Rochester is one of the most affordable cities to live in New York. Costs of living, including housing, food, transportation, and health care for a single adult are below the state average.

The city is located on Lake Ontario and known as the birthplace of amateur photography, so it’s no surprise that it’s often referred to as Kodak Town.


Rochester is a great city to live in if you’re looking for an affordable place to raise your family. Groceries, health care, and transportation costs are below the national average. Things To Do In Rochester, NY also has some of the best schools in the state.

The city’s culture is thriving with many festivals and events throughout the year. Its unique blend of history and innovation has made it known as “The World’s Image Center.” It is also home to famous companies such as Kodak, Bausch & Lomb, and Xerox.

Getting around the city is easy with public transportation. Bus routes are available from downtown to neighborhoods like Greece, Webster, and Henrietta. However, most residents rely on their cars to get them around the city. Commute times are very low and traffic is rarely an issue.


The cost of living in Rochester is lower than the average for the state of New York and the United States. This is mostly due to the low cost of housing and utilities. Food is also less expensive than in most other parts of the country.

Rochester has a thriving economy, especially in the fields of health care, education and technology. The city is home to many top-rated universities and hospitals, as well as several large companies such as Xerox, Bausch & Lomb, and Wegmans Food Market.

Residents love the sense of community found in Rochester. It’s not uncommon to meet a stranger and learn that you know a mutual friend or family member. This tight-knit community is one of the reasons that locals are proud to be called “Rochesterians.”.


Rochester’s energy utilities are responsible for operating and maintaining the city’s electric infrastructure, including wires, towers, and poles. Residents have a choice of electricity providers and can purchase power at competitive rates.

Time to Play

Those moving to Rochester can enjoy plenty of time for R&R in the city’s many parks and trails, beaches, professional and collegiate sports teams, concerts, festivals, gyms and clubs, children-focused facilities and activities, and more.

The Strong National Museum of Play is a must-visit attraction, and the city’s rich history also includes notable sites like the Susan B. Anthony House and the George Eastman Museum. Residents can also learn about the city’s past as a hub of technological, medical, and social innovation in the areas of photography, xerography, and optics.


Many people cite high property taxes and the city’s reliance on its universities as cons to living in Rochester. It also has a very cosmopolitan feel with lots of apartment complexes and not much in the way of housing diversity.

However, the area has plenty of things to do, including a number of professional sports teams and recreational activities. Its illustrious history also makes it an interesting place to live, and there are lots of ways to learn about it.

Overall, the cost of living in Rochester NY is below the national average. Home prices are 5% lower than the national average, and utilities are 10% cheaper. Grocery and clothing prices are 2% higher than the national average, while healthcare costs are 0% higher.

Health Care

Rochester residents pay less for health care than most Americans. They also have some of the lowest health insurance deductibles in the country. These savings could be a big help for those who have high-deductible plans.

In 1980-87, eight hospitals in Rochester, New York, participated in an experimental program to limit their total revenue. The aim of this paper is to examine its impact. The results show that real expense per case grew about 3 percent less in Rochester than in other places. The same trend was seen in capital inputs and compensation. In addition, the ratio of hospital cash flow to debt remained steady throughout the period.

The Rochester model may have relevance for States seeking to restrain health costs. However, the voluntary Rochester approach may not be feasible in other geographic areas over a long period without unattractive mandatory regulation as a fallback option.

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